If you’re selling, refinancing or buying property in Plantation, you may be asked to provide the new buyers with an owner’s title insurance policy. If this is the case and you are asked to pay for an owner’s title insurance policy, it is important you know that it’s your right to choose the Plantation Title Insurance Company.
More and more Sellers of real estate are learning that by shopping for title insurance they can save on closing costs associated with the sale of their property. You’ll be pleasantly surprised at how much money you’ll save on your transaction.
By completing our title insurance quote request form you will quickly receive a quote at the best possible rate you may be eligible for. Our closing cost quote also includes any and all transfer taxes that are required to sell your property.
Selling or Buying Property with Assure America Title Company
“Title” is the foundation of ownership property. A Florida title gives you a legal right to possess that property and to use it within the restrictions imposed by authorities or limitations on its use, superimposed on the basic right to possession by previous owners.
Title insurance is used by homebuyers and lenders for protection against back taxes, undisclosed liens, legal judgments, forgeries, fraud and a host of other potential legal/financial problems that can arise when purchasing or refinancing property.
Anything in the entire ownership of a piece of real estate which may encumber the owner’s right to the “peaceful enjoyment” of the property or which may cause the owner to lose any portion of the property.
No other property has a useful life that compares with that of land. Owners die, new ones succeed, but land goes on forever. Owners of goods may change their locations at will, but land is immovable, it lends itself to the absorption of innumerable rights. Over the ages, this so impressed lawyers and jurists that they formed a separate body of laws for land. These laws, creating many types of rights in land, are so numerous and so complex it is impossible for there to be a mathematical certainty of ownership.
Closing costs are customarily, but not always, divided between the buyer and seller, as follows*:
The Buyer pays:
The Seller pays:
No other property has a useful life that compares with that of land. Owners die, new ones succeed, but land goes on forever. Owners of goods may change their locations at will, but land is immovable, it lends itself to the absorption of innumerable rights. Over the ages, this so impressed lawyers and jurists that they formed a separate body of laws for land. These laws, creating many types of rights in land, are so numerous and so complex it is impossible for there to be a mathematical certainty of ownership.
Simply notify the title insurance company and they will defend the title, even if it goes to court. The title company also bears all expenses.
Yes. We are a clearinghouse for all parties involved. We collect all the necessary documentation – assuring adherence to the lender’s title instructions, making arrangements for payment and distribution of funds. Assure America Title Insurance is geared up to work with you from the start of your transaction all the way through to conclusion.
Florida regulates the rates on the premiums for Florida title insurance. The only costs that may differ would be the actual fees, such as search and examination, closing costs and miscellaneous fees such as wire transfers, FedEx or courier fees and endorsements.
You will want to have the following items complete or in hand when you come to the closing (please confirm with your escrow officer prior to closing):
Buyer
Seller
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