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Complete Your Florida Title Quote

Tell us about your property and transaction. Our Florida title team will review your details and follow up with your quote.

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What Our Clients Say

“As a Real Estate Broker, I consider myself the point person for any client who is buying or selling the most valuable item in their lifetime…their home. The most important aspects of my business are customer service and reputation. When I refer clients, I know they are going to be treated with the utmost professionalism and courtesy. Their team maintains constant communication with all parties and are experts in handling every type of real estate closing, whether it’s a $25,000 short sale or $2.5 million home purchase. I never hesitate when selecting them and you should not either.”

Corey Schwartz

Real Estate Broker

"Closed on my house in delray and I have to say this was a such a seamless, and quick process. Deb and Trish helped me with all the correspondence and paperwork. I came in for my final closing and sat with Sandy who was so pleasant and had everything all prepared and copies in a folder for my records. Closings can be super emotional and stressful but the staff at assure made it super easy. I recommend them and will use them for sure on any future closings. thank you guys"

Janet C

Client

“Talking about caring for the client....The loan had to close that day, the buyer had all of his moving inside a truck because he had to return his rental property. It was late in the afternoon and we were still waiting for the lender's package. They had their closing agent stay more then 5 hours on a Friday evening waiting until we get the docs from the lender in order to be able to close the sale in the same day. Their team were very detailed oriented and dedicated. Thank you for the service and going over and beyond for the client.”

Allan F

Real Estate Broker
Help & Knowledge Base

Frequently Asked Questions

Find clear, professional answers to common questions about Florida title insurance, escrow services, and closing costs.

What is title insurance?

Title insurance is a protective policy that safeguards property buyers and lenders against financial loss from disputes over property ownership. Unlike other insurance types that protect against future events, title insurance protects you against past defects, such as undisclosed liens, legal judgments, or fraudulent claims to the property title.

In Florida, the party responsible for paying for the owner's title insurance policy typically varies by county. In counties (such as Broward, and Miami-Dade), the buyer customarily pays for the owner's policy and chooses the closing agent. In other counties (like Palm Beach, Hillsborough, Orange, and Pinellas), the seller customarily pays. If you're not sure, you can contact us or look at your contract.

The closing process in Florida generally takes about 30 days from the execution of the sales agreement (in Rush Situations, we can have closings ready in less than 10 days). This period allows sufficient time for the closing agent or title company to perform a thorough title search, resolve any outstanding title clouds, coordinate requirements with the mortgage lender, and finalize the closing disclosures.

Florida buyer closing costs typically range from 2% to 5% of the total purchase price. This includes lender fees (origination, appraisal), state documentary stamp taxes on the mortgage, intangible taxes, title search, settlement and escrow fees, recording charges, and pre-paid items such as property taxes and homeowners' insurance. Cash Transactions are much less. Sellers are usually between 1 and 2% of Sale Price. 

Still have questions about Florida titles or closing costs?